The whole world has gone online and so has the banking sector. Technology has made it so easy and convenient for a customer to operate his bank account. He can view his account, operate it, check it and make transactions using this online facility. Everything is just a click away.
But this convenience brings along issues related to safety and security. There is still a big mass which avoids using this facility because of privacy and security related issues. And the ones who are using it too are not well aware of the safety measures they need to keep in mind while operating their bank accounts online.
Here is a list of do’s and don’ts that should be kept in mind to make the best use of this facility and avoid problems.
But this convenience brings along issues related to safety and security. There is still a big mass which avoids using this facility because of privacy and security related issues. And the ones who are using it too are not well aware of the safety measures they need to keep in mind while operating their bank accounts online.
Here is a list of do’s and don’ts that should be kept in mind to make the best use of this facility and avoid problems.
- Keep Your Personal Information Confidential
Make sure you don’t share any of your personal information like passwords, PINs, card number etc. with anyone. No bank needs them ever. Always remember to keep all your sensitive details confidential.
- Change Passwords Frequently
Always change your sign-in password and transaction password from time to time. To make it more secure, make it a combination of numbers, alphabets and symbols of a decent character length. Always remember not to save your passwords in a sharing computer.
- Keep Your Personal Verification Questions Confidential
These questions act as the backup if in case you forget your password. So do not share them with anyone otherwise your account can be hacked easily.
- Beware of Phishing Mails
It is the practice which involves sending emails at random in the name of a reputed company. Such sites are maintained and operated by frauds to gain sensitive information from the customers generally asking for their personal details like bank account number and password etc. And any information shared with such fraud sites is used for fraudulent purposes. One should be very vigilant to such mails.
- Always Use a Secured Computer
Whenever you are operating your account, make sure the computer that you are using is fully secured. Also make sure when you are done with your work, you logout properly from your account.
These are a few tips that should be followed to save your account from being hacked or used for fraudulent purposes. Using online banking keeping all the safety measures in mind can make your dealings and operations very smooth and swift.
Online banking is a great facility which gives the ease of operating your bank account sitting home. To make it a happy experience, make sure you keep all your personal details like passwords, PINs, personal verification questions confidential. Remember to change your passwords frequently. Do not open and respond the phishing mails. And always use a secured computer to avoid hassles.
These are a few tips that should be followed to save your account from being hacked or used for fraudulent purposes. Using online banking keeping all the safety measures in mind can make your dealings and operations very smooth and swift.
Online banking is a great facility which gives the ease of operating your bank account sitting home. To make it a happy experience, make sure you keep all your personal details like passwords, PINs, personal verification questions confidential. Remember to change your passwords frequently. Do not open and respond the phishing mails. And always use a secured computer to avoid hassles.
